Moving is part of military life. It’s only the very luck few who stay put for years at a time. Military moves occur on average every 18 months to two and a half years. Hagar will soon be on the move again and so begins our search for the best value home insurance. He’s moving to a new postcode which means his premiums could rocket. We use price comparison sites like comparethemarket.com to help find the cheapest prices.
Here’s some top moving tips.
Being prepared is the central to a stress-free, safe house move. It is often a tense time and planning beforehand will make sure that nothing gets overlooked or left out in the move. It’s a time of chaos. Crimereduction.gov.uk, state that your chances of being burgled increase when you move home, as canny burglars take advantage of the madness, knowing that security can often become less when there are so many other things to think about. Hopefully, you have already have one of the home security systems out there to help protect against theft. Your stuff is also more likely to get broken or damaged, so it’s so important to make sure that you’re properly insured.
Existing Home Insurance Policy
Your existing home insurance policy should cover your stuff while you move, but it might only be for around 72 hours. If you are planning to put stuff into stoarge, or if you think your move could take longer than this, it’s possible you’ll need additional cover.Double check your policy to be sure of any exclusions or requirements – for example, you will have to use a decent moving company in order to ensure that you’re covered. Some insurers might prefer you to use a moving company that they have pre-approved. Of course, the military tend to use established movers, which is an advantage.
What’s the duration of the cover?
Most home contents insurance policies have specific time limits for the duration which your contents are covered while you move. If the move takes longer than this, you won’t be covered if you have to claim. These limits vary depending on the location of your possessions. For example, you may only get two days to move your stuff but a week to keep them in storage. Each policy is different so read your documents carefully prior to moving.
When using professional removal company to move your stuff, you need to get them to properly pack any fragile possessions if you want them to be covered under your contents insurance. China, glass, mirrors, pottery and other items that are breakable must be packed by the professionals.
Home sweet home
To ensure that you’re fully covered from the moment you move into your new home, you must keep your insurer informed about your plans. Tell them in advance you are moving and provide them with your new address and your moving date ASAP.